Averting Some Common Winter-Related Losses
Canadian winter conditions give rise to some unique hazards. Weather fluctuations put a great deal of strain on a building’s infrastructure and make it difficult to keep up with maintenance…
Read MoreMaintain Your Roof. Manage Your Risk.
Simply put, your building’s roof system is not static and, if ignored, will certainly deteriorate over time. Since wear and tear (normal aging) is not covered by your insurance policy,…
Read MoreBurst Pipe or Fire Sprinkler Malfunction in Your Retirement Facility
Steps to take if this happens After a broken sprinkler line flooded a retirement home in Calgary, firefighters had to evacuate some 50 residents… When water freezes at a temperature…
Read MorePreventing Backflows and Sewer Backups
Losses resulting from water damage and ingress are a growing problem affecting many individuals, organizations and businesses alike. Climate change, outdated infrastructure, spring melting, water runoff, torrential rains, snow, tree…
Read MoreAbove Ground Oil Tanks
In many regions across Canada — particularly in Québec and the Atlantic provinces — above ground oil tanks are still being used to heat institutional and commercial properties, in addition…
Read MoreLadders in the Workplace
A versatile tool but also a major source of injuries. Ladders and stepladders are found in almost every workplace and used by virtually everyone. From maintenance staff changing light bulbs…
Read MoreFood Preparation in Retirement Residences
Health Canada estimates that eleven to thirteen million Canadians suffer a food-borne illness every year. Five thousand Canadians are hospitalized and up to 900 Canadians die each year as a…
Read MoreFire Safety on Construction and Demolition Sites
Best practices to help protect people and property Fire is often cited as the most dangerous hazard on both construction and demolition sites. The ravages of fire can be devastating…
Read MoreEmployee Fidelity/Workplace Fraud
Disappearing petty cash… false billing… bogus cheques… altered expense claims… credit card fraud… financial misrepresentation… Theft occurs in all kinds of organizations including small, not-for-profit agencies, retirement homes, schools and…
Read MoreWhen it Comes to Electrical Safety, Knowledge is the Best Kind of Power
The electric charge which flows into your property through electric circuits carries enough power to cause serious personal injury — electric shock, burn, even death. In addition to personal injury,…
Read More