Toronto, ON – August 19, 2026: As Atlantic hurricane season continues and summer severe weather brings the potential for thunderstorms, tornadoes and damaging winds across Canada, Ecclesiastical Insurance is reminding organizations of the importance of taking practical steps to help protect people and property from windstorm-related risks.
Severe wind events can develop quickly and cause significant damage to roofs, windows, trees, outdoor equipment and other property. Hurricanes and severe thunderstorms can also bring heavy rainfall and localized flooding, creating additional risks for buildings and operations.
Recent insured loss figures demonstrate the growing financial impact of severe weather across the country. According to the Insurance Bureau of Canada (IBC), severe weather-related insured losses exceeded $2.4 billion in 2025, making it the tenth costliest year on record. Over the past decade, annual insured losses from catastrophic weather and wildfires have nearly tripled compared with the previous decade.
“Windstorms can develop quickly, so taking preventative measures before severe weather arrives is an important part of protecting people and property,” said Colin Robertson, Chief Experience Officer at Ecclesiastical Insurance. “Regular property maintenance, securing outdoor equipment, monitoring weather conditions and having clear procedures in place can help organizations reduce potential damage and respond safely when conditions change.”
Preparing Your Property
Ahead of severe weather, organizations should inspect their properties for conditions that could increase the potential for damage. This includes checking roofs, gutters and drainage systems; inspecting trees for damaged or weakened branches; securing or bringing loose outdoor furniture, equipment and signage indoors; and ensuring windows, doors and other building openings are properly maintained.
Organizations should also monitor forecasts and weather alerts from trusted authorities, understand the safest areas within their buildings, and ensure staff and volunteers know what actions to take when severe weather approaches.
To help organizations prepare, Ecclesiastical offers practical risk management resources that can be reviewed and put into action throughout storm season.
Windstorm Emergency Response Plan
From advance preparation through post-storm recovery, the Windstorm Emergency Response Plan Risk Bulletin provides practical guidance to help organizations prepare for high winds and severe storms. It includes considerations for protecting buildings and grounds, preparing staff, responding safely during a windstorm and assessing property following an event.
Additional Flood Preparedness Resources
Hurricanes and severe storms can bring significant rainfall alongside damaging winds. Ecclesiastical also offers resources to help organizations assess and reduce their exposure to flooding.
Are You Flood-Smart? provides practical guidance on identifying vulnerabilities, managing water around buildings and protecting property from potential flood damage.
Organizations looking for additional guidance can also access the complimentary Ecclesiastical Specialist School™ course, Best Practices on Flood Protection, Prevention & Mitigation.
“Taking time to inspect a property and address potential vulnerabilities can make a meaningful difference when severe weather arrives,” added Robertson. “We encourage organizations to review these measures throughout the season and make storm preparedness part of their regular property risk management practices.”
Ecclesiastical’s Risk Management team is available to help organizations assess vulnerabilities and strengthen their approach to severe weather risks.
Access these resources and additional risk management guidance through the Ecclesiastical Risk Hub.