As fall approaches, Ecclesiastical Insurance is reminding property owners and managers of the critical importance of roof maintenance and proactive risk management.
Your building’s roof system is not static. If ignored, it will deteriorate over time and since normal wear and tear is not covered by your insurance policy, the consequences of neglect can be costly. By putting in place a formal roof maintenance program, you can protect your property, reduce the risk of damage, and avoid unnecessary expense.
Prevent Small Issues from Becoming Big Problems
Seasonal changes and severe weather events can put significant strain on roofing systems. Regular inspections help identify early warning signs such as cracks, leaks, or drainage issues before they develop into major problems. While in-house maintenance staff should remain vigilant, comprehensive roof inspections should be conducted by a qualified roofing professional at least twice a year: in the spring and again in the fall, as well as after any major weather or construction event.
What to Look For
During inspections, pay attention to the condition of:
- Roof coverings and membranes
- Flashings and seams
- Eaves troughs and downspouts
Plan Ahead for Protection
If inspections uncover any deficiencies, it’s important to address them without delay. Prompt repairs help prevent minor issues from escalating into costly damage.
This is the ideal time to prepare your property. A proactive approach to roof care not only extends the lifespan of your building but also reinforces your overall risk management strategy.
To support you, our Risk Control Specialists have developed practical resources to guide your maintenance program:
“Proactive roof maintenance is one of the simplest and most effective ways organizations can reduce their exposure to risk,” says Colin Robertson, Chief Risk Management & Customer Officer at Ecclesiastical Insurance. “By identifying and addressing issues early, property owners not only avoid unnecessary costs but also help safeguard the communities and people who rely on their buildings.”
For more risk resources, visit our Risk Hub.