Insurance solutions to meet unique needs

At Ecclesiastical Insurance, we recognize that few professions require more compassion and sensitivity than funeral services. As grieving families and loved ones count on your services during this painful time, you and your staff must attend to a myriad of important duties — offering comfort to the bereaved, providing caskets and memorial accessories, directing funeral services, organizing reception services, and more.

Having a proven track record as the leading insurer of faith communities in Canada, we have a unique appreciation of the risks you face every day. Our goal is to help ensure the safety of your staff, the customers you serve, visitors who attend funeral services, as well as your property and assets. As your needs evolve, we will work with you and your broker to ensure that your organization maintains adequate protection and suitable coverages.

We understand that you have invested a great deal in building your business and your reputation and we are ready to provide customized insurance solutions that will help you protect both. Funeral Services Protect is designed to provide you with peace of mind at an affordable cost.

A custom-designed insurance product

Carnations

Funeral Services Protect is tailored to meet the distinct requirements of funeral services operations. The policy consists of four core components, each of which includes a broad range of exclusive features designed to protect your organization with adequate and effective insurance coverage

Extensions Included

Property

Covers buildings and contents with various extensions including personal effects of the deceased, preservation of the deceased, and heritage buildings.

Business Interruption

Covers loss of income with extensions including infectious disease, defective sanitation and vermin evacuation, and off-premises power interruption.

General Liability

Protects you and your employees from legal liability arising from property damage or bodily injury to third parties; extensions include media management expense.

Crime Coverage

Provides protection from theft and other dishonest acts; extensions include credit card forgery.

Value-added services

At Ecclesiastical, we understand that running an organization is complicated at the best of times.
So we’re always on the lookout for value-added services that can help our customers avoid unnecessary hardship and costs.

LegalConnex™

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Unlimited access to experienced lawyers

With LegalConnex, our customers can take advantage of unlimited, cost-free telephone access to experienced lawyers. LegalConnex service lawyers are ready to provide legal information and practical solutions to the legal issues of our customers.

ProfessionalAssist™

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Unlimited access to experienced counsellors

With ProfessionalAssist, our customers’ leadership has unlimited, free telephone access to experienced counsellors who can help identify the root causes of workplace problems, suggest suitable next steps, and identify other pertinent resources.

HRAssist™

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Unlimited access to experienced HR professionals and lawyers

With HRAssist, our customers can take advantage of unlimited, cost-free, confidential telephone access to experienced HR professionals and lawyers to get advice and assistance on HR-related workplace issues.

Optional Coverage

Funeral Services Errors and Omissions Liability

Funeral Services Errors and Omissions Liability provides financial protection and legal defense for your funeral directors and morticians.

Directors and Officers Liability

Directors and Officers Liability covers legal liability against lawsuits claiming fiduciary negligence

Comprehensive Equipment Breakdown

Comprehensive Equipment Breakdown provides coverage for boilers and other machinery, including heating, cooling and electrical equipment.

Increased liability limits can be provided with an Umbrella Liability Policy.