At Ecclesiastical Insurance, we understand that operating an educational facility presents greater challenges than ever before. From providing a safe learning environment for students, teachers and staff, to protecting your premises and contents, you must deal with a range of new challenges — IT resilience, information and cyber security, and social media, among others. Identifying and managing these risks must be top of mind in order to safeguard your community and avoid legal and reputational harm.
Meeting the unique needs of educational facilities
As a leading Canadian specialist insurer, our products and services are designed to meet the unique requirements of educational institutions. We recognize the need to balance budgetary constraints with sufficient insurance coverage. We also understand and want to help you avoid the sometimes-tragic consequences of underinsurance. We will work closely with you to provide comprehensive and affordable insurance programs that will meet your current and evolving needs.
A custom-designed insurance product
Ecclesiastical’s Education Protect product has been developed with the input of customers. It delivers effective insurance protection by providing necessary coverages at competitive prices, including:
- Property — all risks
- Business interruption
- General liability
Education Protect includes many unique features including coverage for:
- Heritage buildings
- Playground equipment
- External lighting
- Sports equipment
- Musical instruments and sheet music
Education Protect includes an occurrence-based “Basket of Extensions” at no extra cost
On- and off-premises extensions include:
- Personal property of officers, employees, administrators, teachers, and students
- Bequeathed property
- Computer system breakdown
- Pollutant cleanup and removal
- Damage to grounds caused by emergency services
Loss of Income
- School lockdown
- Evacuation of premises due to infectious disease, murder/suicide, food poisoning, defective sanitation, or vermin
- Off premises power interruption
- Bomb scare
- Employee dishonesty
- Credit card forgery
- Computer fraud and funds transfer
- Addition of volunteers as employees
At Ecclesiastical, we understand that running an organization is complicated at the best of times.
So we’re always on the lookout for value-added services that can help our customers avoid unnecessary hardship and costs.
Unlimited access to experienced lawyers
With LegalConnex, our customers can take advantage of unlimited, cost-free telephone access to experienced lawyers. LegalConnex service lawyers are ready to provide legal information and practical solutions to the legal issues of our customers.
Unlimited access to experienced counsellors
With ProfessionalAssist, our customers’ leadership has unlimited, free telephone access to experienced counsellors who can help identify the root causes of workplace problems, suggest suitable next steps, and identify other pertinent resources.
Educators’ Errors and Omissions Liability
Provides financial protection and legal defense against lawsuits arising out of the errors and omissions of educators while performing their job-related duties on an occurrence basis.
Directors and Officers Liability
Covers the legal liability of Directors and Officers arising out of their fiduciary responsibilities
Comprehensive Equipment Breakdown
For boilers and other heating, cooling, and electrical equipment
Provides increased liability limits for protection against unforeseen catastrophic events
Financial protection for the institution including legal liability, and defense costs on an occurrence basis
First and third party coverage for data breach and cyber attack