Insurance solutions to meet the unique needs of charities and nonprofits

At Ecclesiastical, we understand that operating a nonprofit or registered charity is complex. In addition to all the obligations of a for-profit business, you face many unique responsibilities including attracting and supervising volunteers, ensuring compliance with special tax requirements, and employing strict governance and fiduciary measures. Through it all, you must stay focused on your charity’s primary mission : to help those who depend on you.

As a leading Canadian specialist insurer, we have in-depth experience serving the needs of registered charities and nonprofit organizations. Our Charity & Nonprofit Protect product can help you safeguard your facilities, assets, volunteers, fundraising activities, as well as your goodwill and standing in the community.

A custom-designed insurance product

Holding hands

Developed with the input of customers, it meets the needs of your community by delivering effective protection by providing key coverages including property (all risks), business interruption, crime, and general liability, all at a competitive price.

Extensions Included

Charity & Nonprofit Protect include an occurrence-based “Basket of Extensions” at no extra cost

Property
  • Bequeathed property
  • Building by-laws
  • Crisis management
  • Pollutant cleanup and removal
  • Spoilage of medication and food

Loss of Income
  • Fundraising expenses
  • Cost of attracting volunteers following a loss
  • Evacuation of premises due to infectious disease, murder / suicide, defective sanitation, or vermin
  • Off-premises power interruption

Crime
  • Employee dishonesty
  • Credit card forgery
  • Computer fraud and funds transfer

Volunteer Protection
  • Addition of volunteers as employees
  • Personal property of volunteers

Value-added services

At Ecclesiastical, we understand that running an organization is complicated at the best of times.
So we’re always on the lookout for value-added services that can help our customers avoid unnecessary hardship and costs.

LegalConnex™

Woman sitting at a desk
Unlimited access to experienced lawyers

With LegalConnex, our customers can take advantage of unlimited, cost-free telephone access to experienced lawyers. LegalConnex service lawyers are ready to provide legal information and practical solutions to the legal issues of our customers.

ProfessionalAssist™

Hands and arms of people talking at a table
Unlimited access to experienced counsellors

With ProfessionalAssist, our customers’ leadership has unlimited, free telephone access to experienced counsellors who can help identify the root causes of workplace problems, suggest suitable next steps, and identify other pertinent resources.

HRAssist™

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Unlimited access to experienced HR professionals and lawyers

With HRAssist, our customers can take advantage of unlimited, cost-free, confidential telephone access to experienced HR professionals and lawyers to get advice and assistance on HR-related workplace issues.

Optional Coverages

Abuse

Including legal liability, civil, and criminal defense costs on an occurrence basis

Directors & Officers Liability

Covers the legal liability of Directors and Officers arising out of their fiduciary responsibilities

Professional Liability

Covers the legal liability of the organization arising out of errors and omissions.

Umbrella Liability

We offer high liability limits for protection against unforeseen catastrophic events

Equipment Breakdown

For boilers and other heating, cooling, and electrical equipment

Cyber

First- and third-party coverage for data breach and cyber attack