At Ecclesiastical, we understand that operating a nonprofit or registered charity is complex. In addition to all the obligations of a for-profit business, you face many unique responsibilities including attracting and supervising volunteers, ensuring compliance with special tax requirements, and employing strict governance and fiduciary measures. Through it all, you must stay focused on your charity’s primary mission : to help those who depend on you.
Insurance solutions to meet the unique needs of charities and nonprofits
As a leading Canadian specialist insurer, we have in-depth experience serving the needs of registered charities and nonprofit organizations. Our Charity & Nonprofit Protect product can help you safeguard your facilities, assets, volunteers, fundraising activities, as well as your goodwill and standing in the community.
A custom-designed insurance product
Developed with the input of customers, it meets the needs of your community by delivering effective protection by providing key coverages including property (all risks), business interruption, crime, and general liability, all at a competitive price.
Extensions Included
Charity & Nonprofit Protect include an occurrence-based “Basket of Extensions” at no extra cost
Property
- Bequeathed property
- Building by-laws
- Crisis management
- Pollutant cleanup and removal
- Spoilage of medication and food
Loss of Income
- Fundraising expenses
- Cost of attracting volunteers following a loss
- Evacuation of premises due to infectious disease, murder / suicide, defective sanitation, or vermin
- Off-premises power interruption
Crime
- Employee dishonesty
- Credit card forgery
- Computer fraud and funds transfer
Volunteer Protection
- Addition of volunteers as employees
- Personal property of volunteers
Value-added services
At Ecclesiastical, we understand that running an organization is complicated at the best of times.
So we’re always on the lookout for value-added services that can help our customers avoid unnecessary hardship and costs.
LegalConnex™
Unlimited access to experienced lawyers
With LegalConnex, our customers can take advantage of unlimited, cost-free telephone access to experienced lawyers. LegalConnex service lawyers are ready to provide legal information and practical solutions to the legal issues of our customers.
ProfessionalAssist™
Unlimited access to experienced counsellors
With ProfessionalAssist, our customers’ leadership has unlimited, free telephone access to experienced counsellors who can help identify the root causes of workplace problems, suggest suitable next steps, and identify other pertinent resources.
Optional Coverages
Abuse
Including legal liability, civil, and criminal defense costs on an occurrence basis
Directors & Officers Liability
Covers the legal liability of Directors and Officers arising out of their fiduciary responsibilities
Professional Liability
Covers the legal liability of the organization arising out of errors and omissions.
Umbrella Liability
We offer high liability limits for protection against unforeseen catastrophic events
Equipment Breakdown
For boilers and other heating, cooling, and electrical equipment
Cyber
First- and third-party coverage for data breach and cyber attack
